Synchrony Financial
SYF · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $20,759,000 | $17,338,000 | $13,195,000 | $11,224,000 |
| % Growth | 19.7% | 31.4% | 17.6% | – |
| Cost of Goods Sold | $11,367,000 | $9,676,000 | $4,896,000 | $1,758,000 |
| Gross Profit | $9,392,000 | $7,662,000 | $8,299,000 | $9,466,000 |
| % Margin | 45.2% | 44.2% | 62.9% | 84.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $1,829,000 | $1,884,000 | $1,681,000 | $1,501,000 |
| SG&A Expenses | $2,353,000 | $2,411,000 | $2,168,000 | $1,987,000 |
| Sales & Mktg Exp. | $524,000 | $527,000 | $487,000 | $486,000 |
| Other Operating Expenses | $2,486,000 | $2,347,000 | $2,169,000 | $1,976,000 |
| Operating Expenses | $4,839,000 | $4,758,000 | $4,337,000 | $3,963,000 |
| Operating Income | $4,553,000 | $2,904,000 | $3,962,000 | $5,503,000 |
| % Margin | 21.9% | 16.7% | 30% | 49% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $4,553,000 | $2,904,000 | $3,962,000 | $5,503,000 |
| Tax Expense | $1,054,000 | $666,000 | $946,000 | $1,282,000 |
| Net Income | $3,499,000 | $2,238,000 | $3,016,000 | $4,221,000 |
| % Margin | 16.9% | 12.9% | 22.9% | 37.6% |
| EPS | 8.64 | 5.21 | 6.19 | 7.4 |
| % Growth | 65.8% | -15.8% | -16.4% | – |
| EPS Diluted | 8.55 | 5.19 | 6.15 | 7.34 |
| Weighted Avg Shares Out | 396,500 | 421,200 | 480,400 | 564,600 |
| Weighted Avg Shares Out Dil | 400,600 | 423,500 | 483,400 | 569,300 |
| Supplemental Information | – | – | – | – |
| Interest Income | $22,645,000 | $20,710,000 | $17,146,000 | $15,271,000 |
| Interest Expense | $4,634,000 | $3,711,000 | $1,521,000 | $1,032,000 |
| Depreciation & Amortization | $481,000 | $458,000 | $419,000 | $390,000 |
| EBITDA | $5,034,000 | $3,362,000 | $4,381,000 | $5,893,000 |
| % Margin | 24.2% | 19.4% | 33.2% | 52.5% |