Synchrony Financial
SYF · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $1,077,000 | $967,000 | $757,000 | $774,000 |
| Dep. & Amort. | $128,000 | $122,000 | $125,000 | $120,000 |
| Deferred Tax | $140,000 | -$23,000 | $54,000 | -$18,000 |
| Stock-Based Comp. | $0 | $0 | $0 | $0 |
| Change in WC | $159,000 | $196,000 | -$355,000 | -$238,000 |
| Other Non-Cash | $1,133,000 | $1,298,000 | $1,619,000 | $1,715,000 |
| Operating Cash Flow | $2,637,000 | $2,560,000 | $2,200,000 | $2,353,000 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | $0 | $0 | $0 | $0 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$171,000 | -$526,000 | -$480,000 | -$1,389,000 |
| Inv. Sales/Matur. | -$350,000 | $350,000 | $855,000 | $655,000 |
| Other Inv. Act. | -$1,053,000 | -$2,065,000 | $3,228,000 | -$4,229,000 |
| Investing Cash Flow | -$1,574,000 | -$2,241,000 | $3,603,000 | -$4,963,000 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$1,581,000 | -$1,004,000 | $1,543,000 | -$175,000 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$870,000 | -$504,000 | -$605,000 | -$101,000 |
| Dividends Paid | -$110,000 | -$114,000 | -$97,000 | -$97,000 |
| Other Fin. Act. | -$2,374,000 | -$1,174,000 | $1,299,000 | -$223,000 |
| Financing Cash Flow | -$4,955,000 | -$2,817,000 | $2,119,000 | -$617,000 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | -$3,892,000 | -$2,498,000 | $7,922,000 | -$3,226,000 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $20,179,000 | $22,677,000 | $14,755,000 | $17,981,000 |
| End Cash | $16,287,000 | $20,179,000 | $22,677,000 | $14,755,000 |
| Free Cash Flow | $2,637,000 | $2,560,000 | $2,200,000 | $2,353,000 |