Synchrony Financial
SYF · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $21 | $17 | $13 | $11 |
| % Growth | 19.7% | 31.4% | 17.6% | – |
| Cost of Goods Sold | $11 | $10 | $5 | $2 |
| Gross Profit | $9 | $8 | $8 | $9 |
| % Margin | 45.2% | 44.2% | 62.9% | 84.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $2 | $2 | $2 | $2 |
| SG&A Expenses | $2 | $2 | $2 | $2 |
| Sales & Mktg Exp. | $1 | $1 | $0 | $0 |
| Other Operating Expenses | $2 | $2 | $2 | $2 |
| Operating Expenses | $5 | $5 | $4 | $4 |
| Operating Income | $5 | $3 | $4 | $6 |
| % Margin | 21.9% | 16.7% | 30% | 49% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $5 | $3 | $4 | $6 |
| Tax Expense | $1 | $1 | $1 | $1 |
| Net Income | $3 | $2 | $3 | $4 |
| % Margin | 16.9% | 12.9% | 22.9% | 37.6% |
| EPS | 8.64 | 5.21 | 6.19 | 7.4 |
| % Growth | 65.8% | -15.8% | -16.4% | – |
| EPS Diluted | 8.55 | 5.19 | 6.15 | 7.34 |
| Weighted Avg Shares Out | 0 | 0 | 0 | 1 |
| Weighted Avg Shares Out Dil | 0 | 0 | 0 | 1 |
| Supplemental Information | – | – | – | – |
| Interest Income | $23 | $21 | $17 | $15 |
| Interest Expense | $5 | $4 | $2 | $1 |
| Depreciation & Amortization | $0 | $0 | $0 | $0 |
| EBITDA | $5 | $3 | $4 | $6 |
| % Margin | 24.2% | 19.4% | 33.2% | 52.5% |