Stellar Bancorp, Inc.
STEL · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $150 | $148 | $148 | $155 |
| % Growth | 1.3% | 0.4% | -4.7% | – |
| Cost of Goods Sold | $45 | $45 | $47 | $48 |
| Gross Profit | $105 | $103 | $101 | $107 |
| % Margin | 70% | 69.4% | 68.4% | 69% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $56 | $1 | $44 | $45 |
| SG&A Expenses | $57 | $2 | $44 | $47 |
| Sales & Mktg Exp. | $1 | $1 | $1 | $2 |
| Other Operating Expenses | $16 | $68 | $26 | $28 |
| Operating Expenses | $73 | $70 | $70 | $75 |
| Operating Income | $32 | $33 | $31 | $32 |
| % Margin | 21.4% | 22.2% | 20.9% | 20.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $32 | $33 | $31 | $32 |
| Tax Expense | $7 | $7 | $6 | $7 |
| Net Income | $26 | $26 | $25 | $25 |
| % Margin | 17.1% | 17.7% | 16.7% | 16.3% |
| EPS | 0.5 | 0.51 | 0.46 | 0.52 |
| % Growth | -2% | 10.9% | -11.5% | – |
| EPS Diluted | 0.5 | 0.51 | 0.46 | 0.47 |
| Weighted Avg Shares Out | 51 | 52 | 53 | 54 |
| Weighted Avg Shares Out Dil | 51 | 52 | 53 | 54 |
| Supplemental Information | – | – | – | – |
| Interest Income | $145 | $143 | $142 | $150 |
| Interest Expense | $45 | $44 | $43 | $47 |
| Depreciation & Amortization | $8 | $8 | $8 | $8 |
| EBITDA | $40 | $41 | $39 | $39 |
| % Margin | 26.4% | 27.3% | 26% | 25.4% |