Stellar Bancorp, Inc.
STEL · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $25,670 | $26,352 | $24,702 | $25,212 |
| Dep. & Amort. | $8,868 | $7,540 | $7,543 | $7,565 |
| Deferred Tax | -$764 | -$230 | $1,008 | $1,152 |
| Stock-Based Comp. | $2,605 | $2,559 | $1,966 | $2,135 |
| Change in WC | -$37,108 | $37,108 | -$37,108 | -$25,565 |
| Other Non-Cash | $64,357 | -$47,572 | -$3,790 | -$6,621 |
| Operating Cash Flow | $63,628 | $25,757 | -$5,679 | $3,878 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$770 | $770 | -$770 | -$1,273 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$1,775,782 | -$1,579,970 | -$1,511,027 | -$2,756,402 |
| Inv. Sales/Matur. | $1,705,726 | $1,559,175 | $1,495,071 | $2,727,626 |
| Other Inv. Act. | $95,737 | -$21,750 | $164,106 | $143,569 |
| Investing Cash Flow | $24,911 | -$41,775 | $147,380 | $113,520 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $0 | -$50,000 | $120,000 | -$100,000 |
| Stock Issued | $0 | $0 | $0 | -$207 |
| Stock Repurch. | -$39,401 | -$20,146 | -$39,401 | $0 |
| Dividends Paid | -$5,450 | -$7,208 | -$7,270 | -$7,477 |
| Other Fin. Act. | $106,657 | $110,901 | -$565,671 | $385,285 |
| Financing Cash Flow | $61,806 | $33,547 | -$492,342 | $277,601 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $150,345 | $17,529 | -$350,641 | $394,999 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $578,104 | $560,575 | $911,216 | $516,217 |
| End Cash | $728,449 | $578,104 | $560,575 | $911,216 |
| Free Cash Flow | $62,858 | $26,527 | -$6,449 | $2,605 |