Stellar Bancorp, Inc.
STEL · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $26 | $26 | $25 | $25 |
| Dep. & Amort. | $9 | $8 | $8 | $8 |
| Deferred Tax | -$1 | -$0 | $1 | $1 |
| Stock-Based Comp. | $3 | $3 | $2 | $2 |
| Change in WC | -$37 | $37 | -$37 | -$26 |
| Other Non-Cash | $64 | -$48 | -$4 | -$7 |
| Operating Cash Flow | $64 | $26 | -$6 | $4 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$1 | $1 | -$1 | -$1 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$1,776 | -$1,580 | -$1,511 | -$2,756 |
| Inv. Sales/Matur. | $1,706 | $1,559 | $1,495 | $2,728 |
| Other Inv. Act. | $96 | -$22 | $164 | $144 |
| Investing Cash Flow | $25 | -$42 | $147 | $114 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $0 | -$50 | $120 | -$100 |
| Stock Issued | $0 | $0 | $0 | -$0 |
| Stock Repurch. | -$39 | -$20 | -$39 | $0 |
| Dividends Paid | -$5 | -$7 | -$7 | -$7 |
| Other Fin. Act. | $107 | $111 | -$566 | $385 |
| Financing Cash Flow | $62 | $34 | -$492 | $278 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $150 | $18 | -$351 | $395 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $578 | $561 | $911 | $516 |
| End Cash | $728 | $578 | $561 | $911 |
| Free Cash Flow | $63 | $27 | -$6 | $3 |