Summit State Bank
SSBI · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $15,128 | $15,493 | $15,188 | $15,404 |
| % Growth | -2.4% | 2% | -1.4% | – |
| Cost of Goods Sold | $8,312 | $5,946 | $5,849 | $13,958 |
| Gross Profit | $6,816 | $9,547 | $9,352 | $1,446 |
| % Margin | 45.1% | 61.6% | 61.6% | 9.4% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $3,647 | $4,595 | $4,398 | $3,881 |
| SG&A Expenses | $3,932 | $4,884 | $4,681 | $4,136 |
| Sales & Mktg Exp. | $285 | $289 | $283 | $255 |
| Other Operating Expenses | $1,613 | $1,421 | $1,572 | $5,850 |
| Operating Expenses | $5,545 | $6,305 | $6,253 | $9,986 |
| Operating Income | $1,271 | $3,242 | $3,099 | -$8,540 |
| % Margin | 8.4% | 20.9% | 20.4% | -55.4% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $1,271 | $3,242 | $3,099 | -$8,540 |
| Tax Expense | $453 | $825 | $605 | -$1,398 |
| Net Income | $818 | $2,417 | $2,494 | -$7,142 |
| % Margin | 5.4% | 15.6% | 16.4% | -46.4% |
| EPS | 0.12 | 0.36 | 0.37 | -1.06 |
| % Growth | -66.7% | -2.7% | 134.9% | – |
| EPS Diluted | 0.12 | 0.36 | 0.37 | -1.06 |
| Weighted Avg Shares Out | 6,734 | 6,734 | 6,719 | 6,719 |
| Weighted Avg Shares Out Dil | 6,734 | 6,734 | 6,719 | 6,719 |
| Supplemental Information | – | – | – | – |
| Interest Income | $14,090 | $15,102 | $14,412 | $14,807 |
| Interest Expense | $5,554 | $6,001 | $6,464 | $7,233 |
| Depreciation & Amortization | $95 | $93 | $101 | $99 |
| EBITDA | $1,366 | $3,335 | $3,200 | -$8,441 |
| % Margin | 9% | 21.5% | 21.1% | -54.8% |