Susquehanna Community Financial, Inc.

SQCF · OTC
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12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue$16,780$16,549$23,299$21,325
% Growth1.4%-29%9.3%
Cost of Goods Sold$0$0$3,619$2,008
Gross Profit$16,780$16,549$19,680$19,317
% Margin100%100%84.5%90.6%
R&D Expenses$0$0$0$0
G&A Expenses$1,370$1,264$738$427
SG&A Expenses$11,429$1,473$10,854$10,247
Sales & Mktg Exp.$81$209$190$192
Other Operating Expenses$2,656$12,547$2,909$2,740
Operating Expenses$14,085$14,020$13,763$12,987
Operating Income$2,695$2,529$5,917$6,330
% Margin16.1%15.3%25.4%29.7%
Other Income/Exp. Net-$225-$250$0$0
Pre-Tax Income$2,470$2,279$5,917$6,330
Tax Expense$121$64$607$701
Net Income$2,349$2,215$5,310$5,629
% Margin14%13.4%22.8%26.4%
EPS0.830.781.871.96
% Growth6.4%-58.3%-4.6%
EPS Diluted0.830.781.871.96
Weighted Avg Shares Out2,8412,8412,8412,872
Weighted Avg Shares Out Dil2,8412,8412,8412,872
Supplemental Information
Interest Income$28,051$24,821$19,433$17,300
Interest Expense$14,172$11,088$3,619$2,008
Depreciation & Amortization$775$819$849$773
EBITDA$0$3,098$6,766$7,103
% Margin0%18.7%29%33.3%