SpareBank 1 Ostlandet
SPOL.OL · OSL
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | NOK 3,572,000 | NOK 3,683,000 | NOK 3,492,000 | NOK 3,478,000 |
| % Growth | -3% | 5.5% | 0.4% | – |
| Cost of Goods Sold | NOK 0 | NOK 1,857,000 | NOK 1,835,000 | NOK 1,808,000 |
| Gross Profit | NOK 0 | NOK 1,826,000 | NOK 1,657,000 | NOK 1,670,000 |
| % Margin | 0% | 49.6% | 47.5% | 48% |
| R&D Expenses | NOK 0 | NOK 0 | NOK 0 | NOK 0 |
| G&A Expenses | NOK 0 | NOK 0 | NOK 0 | NOK 0 |
| SG&A Expenses | NOK 0 | NOK 29,000 | NOK 28,000 | NOK 31,000 |
| Sales & Mktg Exp. | NOK 0 | NOK 29,000 | NOK 28,000 | NOK 31,000 |
| Other Operating Expenses | NOK 0 | NOK 657,000 | NOK 671,000 | NOK 763,000 |
| Operating Expenses | NOK 0 | NOK 686,000 | NOK 699,000 | NOK 794,000 |
| Operating Income | NOK 946,000 | NOK 1,140,000 | NOK 958,000 | NOK 876,000 |
| % Margin | 26.5% | 31% | 27.4% | 25.2% |
| Other Income/Exp. Net | NOK 160,000 | NOK 0 | NOK 0 | NOK 0 |
| Pre-Tax Income | NOK 1,106,000 | NOK 1,140,000 | NOK 958,000 | NOK 876,000 |
| Tax Expense | NOK 230,000 | NOK 224,000 | NOK 91,000 | NOK 175,000 |
| Net Income | NOK 609,000 | NOK 908,000 | NOK 858,000 | NOK 695,000 |
| % Margin | 17% | 24.7% | 24.6% | 20% |
| EPS | 4.48 | 4.71 | 4.44 | 4.87 |
| % Growth | -4.9% | 6.1% | -8.8% | – |
| EPS Diluted | 4.48 | 4.71 | 4.44 | 4.87 |
| Weighted Avg Shares Out | 135,861 | 135,857 | 135,861 | 135,861 |
| Weighted Avg Shares Out Dil | 135,861 | 135,857 | 135,861 | 135,861 |
| Supplemental Information | – | – | – | – |
| Interest Income | NOK 0 | NOK 3,036,000 | NOK 3,026,000 | NOK 3,003,000 |
| Interest Expense | NOK 0 | NOK 1,857,000 | NOK 1,835,000 | NOK 1,808,000 |
| Depreciation & Amortization | NOK 0 | NOK 39,000 | NOK 40,000 | NOK 65,000 |
| EBITDA | NOK 946,000 | NOK 1,179,000 | NOK 998,000 | NOK 941,000 |
| % Margin | 26.5% | 32% | 28.6% | 27.1% |