SpareBank 1 Ostlandet

Name: SpareBank 1 Ostlandet Financial Statements
Creator: AlphaPilot

SPOL.OL · OSL

	12/31/2024	12/31/2023	12/31/2022	12/31/2021
Revenue	NOK 13,113	NOK 5,037	NOK 6,434	NOK 4,894
% Growth	160.3%	-21.7%	31.5%	–
Cost of Goods Sold	NOK 6,762	NOK 3	NOK 2,119	NOK 827
Gross Profit	NOK 6,351	NOK 5,034	NOK 4,315	NOK 4,067
% Margin	48.4%	99.9%	67.1%	83.1%
R&D Expenses	NOK 0	NOK 0	NOK 0	NOK 0
G&A Expenses	NOK 0	NOK 1,327	NOK 328	NOK 318
SG&A Expenses	NOK 107	NOK 1,424	NOK 88	NOK 404
Sales & Mktg Exp.	NOK 107	NOK 97	NOK 88	NOK 86
Other Operating Expenses	NOK 2,192	NOK 0	NOK 1,848	NOK 1,225
Operating Expenses	NOK 2,299	NOK 1,424	NOK 1,936	NOK 1,629
Operating Income	NOK 4,052	NOK 3,613	NOK 2,379	NOK 2,438
% Margin	30.9%	71.7%	37%	49.8%
Other Income/Exp. Net	NOK 0	-NOK 768	NOK 0	NOK 0
Pre-Tax Income	NOK 4,052	NOK 2,845	NOK 2,379	NOK 2,438
Tax Expense	NOK 696	NOK 623	NOK 431	NOK 416
Net Income	NOK 3,326	NOK 2,218	NOK 1,927	NOK 2,013
% Margin	25.4%	44%	30%	41.1%
EPS	18.94	12.98	11.36	11.96
% Growth	45.9%	14.3%	-5%	–
EPS Diluted	18.94	12.98	11.36	11.96
Weighted Avg Shares Out	119	116	116	116
Weighted Avg Shares Out Dil	119	116	116	116
Supplemental Information	–	–	–	–
Interest Income	NOK 11,038	NOK 8,701	NOK 4,869	NOK 3,038
Interest Expense	NOK 6,762	NOK 4,982	NOK 2,119	NOK 827
Depreciation & Amortization	NOK 154	NOK 131	NOK 122	NOK 122
EBITDA	NOK 4,206	NOK 2,940	NOK 2,501	NOK 2,560
% Margin	32.1%	58.4%	38.9%	52.3%