South Plains Financial, Inc.
SPFI · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $283,098 | $248,515 | $231,937 | $227,510 |
| % Growth | 13.9% | 7.1% | 1.9% | – |
| Cost of Goods Sold | $98,101 | $76,896 | $20,073 | $11,354 |
| Gross Profit | $184,997 | $171,619 | $211,864 | $216,156 |
| % Margin | 65.3% | 69.1% | 91.3% | 95% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $74,338 | $79,377 | $86,323 | $93,360 |
| SG&A Expenses | $78,120 | $82,830 | $89,937 | $96,585 |
| Sales & Mktg Exp. | $3,782 | $3,453 | $3,614 | $3,225 |
| Other Operating Expenses | $43,585 | $9,372 | $48,776 | $46,450 |
| Operating Expenses | $121,705 | $92,202 | $138,713 | $143,035 |
| Operating Income | $63,292 | $79,417 | $73,151 | $73,121 |
| % Margin | 22.4% | 32% | 31.5% | 32.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $63,292 | $79,417 | $73,151 | $73,121 |
| Tax Expense | $13,575 | $16,672 | $14,911 | $14,507 |
| Net Income | $49,717 | $62,745 | $58,240 | $58,614 |
| % Margin | 17.6% | 25.2% | 25.1% | 25.8% |
| EPS | 3.03 | 3.82 | 3.42 | 3.3 |
| % Growth | -20.7% | 11.7% | 3.6% | – |
| EPS Diluted | 2.92 | 3.82 | 3.42 | 3.3 |
| Weighted Avg Shares Out | 16,456 | 16,417 | 17,027 | 17,760 |
| Weighted Avg Shares Out Dil | 16,456 | 16,417 | 17,027 | 17,760 |
| Supplemental Information | – | – | – | – |
| Interest Income | $240,899 | $212,033 | $161,168 | $135,036 |
| Interest Expense | $93,801 | $72,286 | $22,692 | $13,272 |
| Depreciation & Amortization | $6,510 | $6,412 | $6,965 | $6,500 |
| EBITDA | $69,802 | $85,829 | $80,116 | $79,557 |
| % Margin | 24.7% | 34.5% | 34.5% | 35% |