South Plains Financial, Inc.
SPFI · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $74,048 | $76,300 | $69,093 | $73,183 |
| % Growth | -3% | 10.4% | -5.6% | – |
| Cost of Goods Sold | $22,001 | $24,132 | $21,815 | $23,976 |
| Gross Profit | $52,047 | $52,168 | $47,278 | $49,207 |
| % Margin | 70.3% | 68.4% | 68.4% | 67.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $19,413 | $19,708 | $19,441 | $17,384 |
| SG&A Expenses | $20,392 | $20,627 | $20,346 | $18,537 |
| Sales & Mktg Exp. | $979 | $919 | $905 | $1,153 |
| Other Operating Expenses | $10,995 | $12,916 | $11,230 | $9,951 |
| Operating Expenses | $31,387 | $33,543 | $31,576 | $28,488 |
| Operating Income | $20,660 | $18,625 | $15,702 | $20,719 |
| % Margin | 27.9% | 24.4% | 22.7% | 28.3% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $20,660 | $18,625 | $15,702 | $20,719 |
| Tax Expense | $4,342 | $4,020 | $3,408 | $4,222 |
| Net Income | $16,318 | $14,605 | $12,294 | $16,497 |
| % Margin | 22% | 19.1% | 17.8% | 22.5% |
| EPS | 1 | 0.9 | 0.75 | 1.01 |
| % Growth | 11.1% | 20% | -25.7% | – |
| EPS Diluted | 0.96 | 0.86 | 0.72 | 0.96 |
| Weighted Avg Shares Out | 16,242 | 16,232 | 16,416 | 16,400 |
| Weighted Avg Shares Out Dil | 16,991 | 16,887 | 17,066 | 17,162 |
| Supplemental Information | – | – | – | – |
| Interest Income | $64,520 | $64,135 | $59,922 | $61,324 |
| Interest Expense | $21,501 | $21,632 | $21,395 | $22,776 |
| Depreciation & Amortization | $1,420 | $1,461 | $1,478 | $1,597 |
| EBITDA | $22,080 | $20,086 | $17,180 | $22,316 |
| % Margin | 29.8% | 26.3% | 24.9% | 30.5% |