South Plains Financial, Inc.
SPFI · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $74 | $76 | $69 | $73 |
| % Growth | -3% | 10.4% | -5.6% | – |
| Cost of Goods Sold | $22 | $24 | $22 | $24 |
| Gross Profit | $52 | $52 | $47 | $49 |
| % Margin | 70.3% | 68.4% | 68.4% | 67.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $19 | $20 | $19 | $17 |
| SG&A Expenses | $20 | $21 | $20 | $19 |
| Sales & Mktg Exp. | $1 | $1 | $1 | $1 |
| Other Operating Expenses | $11 | $13 | $11 | $10 |
| Operating Expenses | $31 | $34 | $32 | $28 |
| Operating Income | $21 | $19 | $16 | $21 |
| % Margin | 27.9% | 24.4% | 22.7% | 28.3% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $21 | $19 | $16 | $21 |
| Tax Expense | $4 | $4 | $3 | $4 |
| Net Income | $16 | $15 | $12 | $16 |
| % Margin | 22% | 19.1% | 17.8% | 22.5% |
| EPS | 1 | 0.9 | 0.75 | 1.01 |
| % Growth | 11.1% | 20% | -25.7% | – |
| EPS Diluted | 0.96 | 0.86 | 0.72 | 0.96 |
| Weighted Avg Shares Out | 16 | 16 | 16 | 16 |
| Weighted Avg Shares Out Dil | 17 | 17 | 17 | 17 |
| Supplemental Information | – | – | – | – |
| Interest Income | $65 | $64 | $60 | $61 |
| Interest Expense | $22 | $22 | $21 | $23 |
| Depreciation & Amortization | $1 | $1 | $1 | $2 |
| EBITDA | $22 | $20 | $17 | $22 |
| % Margin | 29.8% | 26.3% | 24.9% | 30.5% |