SpareBank 1 Østfold Akershus

Name: SpareBank 1 Østfold Akershus Financial Statements
Creator: AlphaPilot

SOAG.OL · OSL

	9/30/2025	6/30/2025	3/31/2025	12/31/2024
Revenue	NOK 554	NOK 581	NOK 521	NOK 529
% Growth	-4.6%	11.5%	-1.5%	–
Cost of Goods Sold	NOK 0	NOK 244	NOK 226	NOK 228
Gross Profit	NOK 0	NOK 337	NOK 295	NOK 301
% Margin	0%	58%	56.6%	56.9%
R&D Expenses	NOK 0	NOK 0	NOK 0	NOK 0
G&A Expenses	NOK 0	NOK 0	NOK 0	NOK 0
SG&A Expenses	NOK 0	NOK 8	NOK 6	NOK 6
Sales & Mktg Exp.	NOK 0	NOK 8	NOK 6	NOK 6
Other Operating Expenses	NOK 0	NOK 49	NOK 144	NOK 139
Operating Expenses	NOK 0	NOK 57	NOK 150	NOK 145
Operating Income	NOK 168	NOK 280	NOK 145	NOK 156
% Margin	30.3%	48.2%	27.8%	29.5%
Other Income/Exp. Net	NOK 27	NOK 0	NOK 0	NOK 0
Pre-Tax Income	NOK 195	NOK 280	NOK 145	NOK 156
Tax Expense	NOK 38	NOK 37	NOK 31	NOK 31
Net Income	NOK 157	NOK 243	NOK 114	NOK 125
% Margin	28.3%	41.8%	21.9%	23.6%
EPS	12.67	18.24	8.54	9.41
% Growth	-30.5%	113.6%	-9.2%	–
EPS Diluted	12.67	18.24	8.54	9.41
Weighted Avg Shares Out	12	13	13	12
Weighted Avg Shares Out Dil	12	13	13	12
Supplemental Information	–	–	–	–
Interest Income	NOK 0	NOK 428	NOK 415	NOK 421
Interest Expense	NOK 0	NOK 244	NOK 226	NOK 228
Depreciation & Amortization	NOK 0	NOK 10	NOK 6	NOK 4
EBITDA	NOK 168	NOK 290	NOK 151	NOK 160
% Margin	30.3%	49.9%	29%	30.2%