SmartFinancial, Inc.
SMBK · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $79 | $78 | $75 | $75 |
| % Growth | 1.1% | 4.5% | -0.2% | – |
| Cost of Goods Sold | $32 | $32 | $29 | $30 |
| Gross Profit | $47 | $47 | $46 | $45 |
| % Margin | 59.2% | 59.8% | 61.2% | 59.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $21 | $21 | $20 | $21 |
| SG&A Expenses | $21 | $21 | $21 | $21 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $9 | $12 | $12 | $11 |
| Operating Expenses | $30 | $33 | $32 | $32 |
| Operating Income | $17 | $14 | $14 | $12 |
| % Margin | 21.4% | 18.2% | 18.1% | 16.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $17 | $14 | $14 | $12 |
| Tax Expense | $3 | $3 | $2 | $3 |
| Net Income | $14 | $12 | $11 | $10 |
| % Margin | 17.3% | 14.9% | 15% | 12.8% |
| EPS | 0.82 | 0.7 | 0.67 | 0.57 |
| % Growth | 17.1% | 4.5% | 17.5% | – |
| EPS Diluted | 0.81 | 0.69 | 0.67 | 0.57 |
| Weighted Avg Shares Out | 17 | 17 | 17 | 17 |
| Weighted Avg Shares Out Dil | 17 | 17 | 17 | 17 |
| Supplemental Information | – | – | – | – |
| Interest Income | $75 | $69 | $66 | $66 |
| Interest Expense | $32 | $29 | $28 | $28 |
| Depreciation & Amortization | $2 | $3 | $3 | $3 |
| EBITDA | $19 | $17 | $16 | $15 |
| % Margin | 24.6% | 21.7% | 21.7% | 20.1% |