SmartFinancial, Inc.
SMBK · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $13,685 | $11,705 | $11,254 | $9,641 |
| Dep. & Amort. | $2,496 | $2,715 | $2,737 | $2,691 |
| Deferred Tax | -$212 | -$922 | $988 | -$508 |
| Stock-Based Comp. | $478 | $473 | $761 | $363 |
| Change in WC | $5,476 | $14 | -$3,806 | $3,085 |
| Other Non-Cash | -$5,038 | $37 | $2,353 | $1,412 |
| Operating Cash Flow | $16,885 | $14,022 | $14,287 | $16,684 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$328 | -$778 | -$929 | -$1,333 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$132,978 | -$15,203 | -$23,639 | -$11,441 |
| Inv. Sales/Matur. | $129,513 | $15,579 | $11,714 | $27,734 |
| Other Inv. Act. | -$91,459 | -$132,969 | -$86,124 | -$198,885 |
| Investing Cash Flow | -$95,252 | -$133,371 | -$98,978 | -$183,925 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $94,580 | $0 | $0 | -$1,000 |
| Stock Issued | $91 | $0 | $63 | $0 |
| Stock Repurch. | $0 | $0 | $0 | $0 |
| Dividends Paid | -$1,366 | -$1,365 | -$1,357 | -$1,354 |
| Other Fin. Act. | $177,093 | $62,826 | $121,399 | $364,251 |
| Financing Cash Flow | $270,398 | $61,461 | $120,105 | $361,897 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $192,031 | -$57,888 | $35,414 | $194,656 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $365,096 | $422,984 | $387,570 | $192,914 |
| End Cash | $557,127 | $365,096 | $422,984 | $387,570 |
| Free Cash Flow | $16,557 | $13,244 | $13,358 | $15,351 |