Santa Cruz County Bank
SCZC · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $124,197 | $84,923 | $74,753 | $66,311 |
| % Growth | 46.2% | 13.6% | 12.7% | – |
| Cost of Goods Sold | $124,197 | -$1,413 | $0 | $0 |
| Gross Profit | $0 | $86,336 | $74,753 | $66,311 |
| % Margin | 0% | 101.7% | 100% | 100% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $0 | $20,657 | $17,770 | $18,214 |
| SG&A Expenses | $0 | $21,371 | $18,488 | $18,822 |
| Sales & Mktg Exp. | $0 | $714 | $718 | $608 |
| Other Operating Expenses | $0 | $0 | -$47,630 | -$55,068 |
| Operating Expenses | $0 | $28,249 | -$29,142 | -$36,246 |
| Operating Income | $49,494 | $56,674 | $45,611 | $30,065 |
| % Margin | 39.9% | 66.7% | 61% | 45.3% |
| Other Income/Exp. Net | -$7,557 | -$6,904 | -$5,787 | -$6,565 |
| Pre-Tax Income | $41,937 | $49,770 | $43,759 | $30,065 |
| Tax Expense | $12,358 | $14,620 | $12,815 | $8,791 |
| Net Income | $29,579 | $35,150 | $30,944 | $21,274 |
| % Margin | 23.8% | 41.4% | 41.4% | 32.1% |
| EPS | 3.32 | 4.19 | 3.63 | 2.5 |
| % Growth | -20.8% | 15.4% | 45.2% | – |
| EPS Diluted | 3.28 | 4.17 | 3.62 | 2.5 |
| Weighted Avg Shares Out | 8,921 | 8,397 | 8,514 | 8,486 |
| Weighted Avg Shares Out Dil | 9,016 | 8,432 | 8,539 | 8,562 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $94,403 | $71,624 | $63,040 |
| Interest Expense | $0 | $12,149 | $1,852 | $1,816 |
| Depreciation & Amortization | $0 | $1,726 | $1,408 | $1,574 |
| EBITDA | $49,494 | $51,496 | $45,167 | $31,639 |
| % Margin | 39.9% | 60.6% | 60.4% | 47.7% |