SB Financial Group, Inc.
SBFG · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $81,366 | $75,873 | $62,800 | $72,601 |
| % Growth | 7.2% | 20.8% | -13.5% | – |
| Cost of Goods Sold | $24,551 | $19,194 | $5,170 | $5,070 |
| Gross Profit | $56,815 | $56,679 | $57,630 | $67,531 |
| % Margin | 69.8% | 74.7% | 91.8% | 93% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $24,336 | $23,408 | $24,755 | $27,501 |
| SG&A Expenses | $25,157 | $24,190 | $25,666 | $28,285 |
| Sales & Mktg Exp. | $821 | $782 | $911 | $784 |
| Other Operating Expenses | $17,802 | $17,772 | $16,648 | $16,523 |
| Operating Expenses | $42,959 | $41,962 | $42,314 | $44,808 |
| Operating Income | $13,856 | $14,717 | $15,316 | $22,723 |
| % Margin | 17% | 19.4% | 24.4% | 31.3% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $13,856 | $14,717 | $15,316 | $22,723 |
| Tax Expense | $2,386 | $2,622 | $2,795 | $4,446 |
| Net Income | $11,470 | $12,095 | $12,521 | $18,277 |
| % Margin | 14.1% | 15.9% | 19.9% | 25.2% |
| EPS | 1.72 | 1.77 | 1.79 | 2.45 |
| % Growth | -2.8% | -1.1% | -26.9% | – |
| EPS Diluted | 1.72 | 1.75 | 1.77 | 2.44 |
| Weighted Avg Shares Out | 6,660 | 6,829 | 7,005 | 7,437 |
| Weighted Avg Shares Out Dil | 6,680 | 6,917 | 7,042 | 7,486 |
| Supplemental Information | – | – | – | – |
| Interest Income | $64,349 | $58,152 | $44,569 | $41,904 |
| Interest Expense | $24,427 | $18,879 | $5,170 | $4,020 |
| Depreciation & Amortization | $3,552 | $3,567 | $4,014 | $6,218 |
| EBITDA | $17,408 | $18,284 | $19,330 | $28,941 |
| % Margin | 21.4% | 24.1% | 30.8% | 39.9% |