River Financial Corporation
RVRF · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $185,521 | $152,858 | $101,115 | $86,340 |
| % Growth | 21.4% | 51.2% | 17.1% | – |
| Cost of Goods Sold | $81,451 | $58,196 | $13,825 | $10,393 |
| Gross Profit | $104,070 | $94,662 | $87,290 | $75,947 |
| % Margin | 56.1% | 61.9% | 86.3% | 88% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $43,299 | $41,344 | $33,678 | $29,606 |
| SG&A Expenses | $44,296 | $42,752 | $34,809 | $30,370 |
| Sales & Mktg Exp. | $997 | $1,408 | $1,131 | $764 |
| Other Operating Expenses | $18,653 | $18,323 | $16,604 | $13,378 |
| Operating Expenses | $62,949 | $61,075 | $51,413 | $43,748 |
| Operating Income | $41,121 | $33,587 | $35,877 | $32,199 |
| % Margin | 22.2% | 22% | 35.5% | 37.3% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $41,121 | $33,587 | $35,877 | $32,199 |
| Tax Expense | $9,804 | $6,848 | $7,948 | $7,163 |
| Net Income | $31,317 | $26,739 | $27,929 | $25,036 |
| % Margin | 16.9% | 17.5% | 27.6% | 29% |
| EPS | 4.08 | 3.84 | 4.21 | 3.83 |
| % Growth | 6.3% | -8.8% | 9.9% | – |
| EPS Diluted | 4.05 | 3.78 | 4.14 | 3.79 |
| Weighted Avg Shares Out | 7,659 | 6,970 | 6,641 | 6,538 |
| Weighted Avg Shares Out Dil | 7,739 | 7,065 | 6,749 | 6,613 |
| Supplemental Information | – | – | – | – |
| Interest Income | $170,113 | $132,261 | $88,874 | $71,798 |
| Interest Expense | $75,664 | $52,952 | $9,985 | $5,649 |
| Depreciation & Amortization | $3,746 | $3,553 | $2,898 | $2,577 |
| EBITDA | $44,867 | $37,140 | $38,775 | $34,776 |
| % Margin | 24.2% | 24.3% | 38.3% | 40.3% |