Richmond Mutual Bancorporation, Inc.
RMBI · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $85,054 | $71,817 | $56,587 | $51,213 |
| % Growth | 18.4% | 26.9% | 10.5% | – |
| Cost of Goods Sold | $42,369 | $30,279 | $10,819 | $9,112 |
| Gross Profit | $42,685 | $41,537 | $45,768 | $42,101 |
| % Margin | 50.2% | 57.8% | 80.9% | 82.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $19,879 | $18,602 | $18,972 | $18,610 |
| SG&A Expenses | $20,256 | $18,987 | $19,431 | $19,006 |
| Sales & Mktg Exp. | $378 | $385 | $459 | $396 |
| Other Operating Expenses | $11,565 | $11,547 | $10,587 | $9,515 |
| Operating Expenses | $31,821 | $30,534 | $30,019 | $28,520 |
| Operating Income | $10,864 | $11,003 | $15,749 | $13,580 |
| % Margin | 12.8% | 15.3% | 27.8% | 26.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $10,864 | $11,003 | $15,749 | $13,580 |
| Tax Expense | $1,486 | $1,516 | $2,783 | $2,436 |
| Net Income | $9,377 | $9,487 | $12,965 | $11,145 |
| % Margin | 11% | 13.2% | 22.9% | 21.8% |
| EPS | 0.93 | 0.91 | 1.2 | 0.98 |
| % Growth | 2.2% | -24.2% | 22.4% | – |
| EPS Diluted | 0.92 | 0.91 | 1.17 | 0.96 |
| Weighted Avg Shares Out | 10,081 | 10,396 | 10,766 | 11,356 |
| Weighted Avg Shares Out Dil | 10,229 | 10,451 | 11,058 | 11,632 |
| Supplemental Information | – | – | – | – |
| Interest Income | $80,526 | $67,410 | $51,858 | $45,926 |
| Interest Expense | $41,819 | $29,748 | $10,219 | $7,682 |
| Depreciation & Amortization | $1,043 | $1,190 | $1,288 | $1,537 |
| EBITDA | $11,907 | $12,192 | $17,037 | $15,118 |
| % Margin | 14% | 17% | 30.1% | 29.5% |