Regional Management Corp.
RM · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $588,503 | $551,399 | $507,187 | $428,351 |
| % Growth | 6.7% | 8.7% | 18.4% | – |
| Cost of Goods Sold | $286,730 | $287,497 | $219,338 | $120,364 |
| Gross Profit | $301,773 | $263,902 | $287,849 | $307,987 |
| % Margin | 51.3% | 47.9% | 56.8% | 71.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $202,869 | $202,316 | $183,341 | $156,983 |
| SG&A Expenses | $221,875 | $218,090 | $198,719 | $171,388 |
| Sales & Mktg Exp. | $19,006 | $15,774 | $15,378 | $14,405 |
| Other Operating Expenses | $25,823 | $25,029 | $23,809 | $24,126 |
| Operating Expenses | $247,698 | $243,119 | $222,528 | $195,514 |
| Operating Income | $54,075 | $20,783 | $65,321 | $112,473 |
| % Margin | 9.2% | 3.8% | 12.9% | 26.3% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $54,075 | $20,783 | $65,321 | $112,473 |
| Tax Expense | $12,848 | $4,825 | $14,097 | $23,786 |
| Net Income | $41,227 | $15,958 | $51,224 | $88,687 |
| % Margin | 7% | 2.9% | 10.1% | 20.7% |
| EPS | 4.28 | 1.7 | 5.51 | 8.84 |
| % Growth | 151.8% | -69.1% | -37.7% | – |
| EPS Diluted | 4.14 | 1.66 | 5.3 | 8.33 |
| Weighted Avg Shares Out | 9,640 | 9,398 | 9,296 | 10,034 |
| Weighted Avg Shares Out Dil | 10,090 | 9,593 | 9,656 | 10,643 |
| Supplemental Information | – | – | – | – |
| Interest Income | $528,894 | $489,698 | $450,854 | $382,544 |
| Interest Expense | $74,530 | $67,463 | $34,223 | $31,349 |
| Depreciation & Amortization | $14,070 | $14,634 | $12,689 | $11,653 |
| EBITDA | $68,145 | $35,417 | $78,010 | $124,126 |
| % Margin | 11.6% | 6.4% | 15.4% | 29% |