Regional Management Corp.

RM · NYSE
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12/31/2024
12/31/2023
12/31/2022
12/31/2021
Operating Activities
Net Income$41,227$15,958$51,224$88,687
Dep. & Amort.$14,070$14,634$12,689$11,653
Deferred Tax$4,238$112$4,766-$4,299
Stock-Based Comp.$11,171$11,755$10,768$7,399
Change in WC$1,207$450-$24,530$14,896
Other Non-Cash$197,014$206,257$169,415$70,679
Operating Cash Flow$268,927$249,166$224,332$189,015
Investing Activities
PP&E Inv.-$5,054-$12,070-$11,408-$6,861
Net Acquisitions$0$0$0$0
Inv. Purchases-$25,408-$5,900-$23,974$0
Inv. Sales/Matur.$26,941$4,061$3,130$0
Other Inv. Act.-$311,853-$264,814-$415,042-$348,197
Investing Cash Flow-$315,374-$278,723-$447,294-$355,058
Financing Activities
Debt Repay.$78,240$43,720$246,187$339,112
Stock Issued$0$0$0$0
Stock Repurch.-$3,540-$2,923-$20,613-$67,442
Dividends Paid-$12,142-$11,886-$11,353-$9,537
Other Fin. Act.-$9,149-$2,480-$8,649-$18,777
Financing Cash Flow$53,409$26,431$205,572$243,356
Forex Effect$0$0$0$0
Net Chg. in Cash$6,962-$3,126-$17,390$77,313
Supplemental Information
Beg. Cash$128,673$131,799$149,189$71,876
End Cash$135,635$128,673$131,799$149,189
Free Cash Flow$263,873$237,096$212,924$182,154