Regional Management Corp.
RM · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $165,487 | $157,442 | $152,967 | $154,832 |
| % Growth | 5.1% | 2.9% | -1.2% | – |
| Cost of Goods Sold | $82,445 | $81,013 | $77,763 | $77,431 |
| Gross Profit | $83,042 | $76,429 | $75,204 | $77,401 |
| % Margin | 50.2% | 48.5% | 49.2% | 50% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $52,696 | $50,975 | $53,731 | $53,121 |
| SG&A Expenses | $56,908 | $56,034 | $59,137 | $57,898 |
| Sales & Mktg Exp. | $4,212 | $5,059 | $5,406 | $4,777 |
| Other Operating Expenses | $7,160 | $6,911 | $6,906 | $6,748 |
| Operating Expenses | $64,068 | $62,945 | $66,043 | $64,646 |
| Operating Income | $18,974 | $13,484 | $9,161 | $12,755 |
| % Margin | 11.5% | 8.6% | 6% | 8.2% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $18,974 | $13,484 | $9,161 | $12,755 |
| Tax Expense | $4,618 | $3,344 | $2,154 | $2,841 |
| Net Income | $14,356 | $10,140 | $7,007 | $9,914 |
| % Margin | 8.7% | 6.4% | 4.6% | 6.4% |
| EPS | 1.53 | 1.07 | 0.73 | 1.02 |
| % Growth | 43% | 46.6% | -28.4% | – |
| EPS Diluted | 1.42 | 1.03 | 0.7 | 0.98 |
| Weighted Avg Shares Out | 9,370 | 9,504 | 9,610 | 9,691 |
| Weighted Avg Shares Out Dil | 10,133 | 9,843 | 10,025 | 10,090 |
| Supplemental Information | – | – | – | – |
| Interest Income | $148,672 | $140,695 | $136,553 | $138,246 |
| Interest Expense | $21,971 | $20,426 | $19,771 | $19,805 |
| Depreciation & Amortization | $4,225 | $3,895 | $3,603 | $3,607 |
| EBITDA | $23,199 | $17,379 | $12,764 | $16,362 |
| % Margin | 14% | 11% | 8.3% | 10.6% |