Regional Management Corp.

RM · NYSE
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$165$157$153$155
% Growth5.1%2.9%-1.2%
Cost of Goods Sold$82$81$78$77
Gross Profit$83$76$75$77
% Margin50.2%48.5%49.2%50%
R&D Expenses$0$0$0$0
G&A Expenses$53$51$54$53
SG&A Expenses$57$56$59$58
Sales & Mktg Exp.$4$5$5$5
Other Operating Expenses$7$7$7$7
Operating Expenses$64$63$66$65
Operating Income$19$13$9$13
% Margin11.5%8.6%6%8.2%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$19$13$9$13
Tax Expense$5$3$2$3
Net Income$14$10$7$10
% Margin8.7%6.4%4.6%6.4%
EPS1.531.070.731.02
% Growth43%46.6%-28.4%
EPS Diluted1.421.030.70.98
Weighted Avg Shares Out9101010
Weighted Avg Shares Out Dil10101010
Supplemental Information
Interest Income$149$141$137$138
Interest Expense$22$20$20$20
Depreciation & Amortization$4$4$4$4
EBITDA$23$17$13$16
% Margin14%11%8.3%10.6%