River City Bank
RCBC · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $143,746 | $121,153 | $100,152 | $115,898 |
| % Growth | 18.6% | 21% | -13.6% | – |
| Cost of Goods Sold | $0 | $0 | $0 | $12,595 |
| Gross Profit | $143,746 | $121,153 | $100,152 | $103,303 |
| % Margin | 100% | 100% | 100% | 89.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $3,450 | $3,219 | $3,098 | $3,160 |
| SG&A Expenses | $31,985 | $28,249 | $27,377 | $24,561 |
| Sales & Mktg Exp. | $28,535 | $25,030 | $24,279 | $21,401 |
| Other Operating Expenses | $0 | $0 | $0 | $15,806 |
| Operating Expenses | $31,985 | $28,249 | $27,377 | $40,367 |
| Operating Income | $103,655 | $85,255 | $67,120 | $62,936 |
| % Margin | 72.1% | 70.4% | 67% | 54.3% |
| Other Income/Exp. Net | -$8,106 | -$7,649 | -$5,655 | -$5,306 |
| Pre-Tax Income | $103,655 | $85,255 | $67,120 | $62,936 |
| Tax Expense | $30,256 | $24,918 | $19,297 | $18,461 |
| Net Income | $73,399 | $60,337 | $47,823 | $44,475 |
| % Margin | 51.1% | 49.8% | 47.8% | 38.4% |
| EPS | 4.99 | 4.049 | 3.222 | 3.014 |
| % Growth | 23.2% | 25.7% | 6.9% | – |
| EPS Diluted | 4.99 | 4.049 | 3.222 | 3.014 |
| Weighted Avg Shares Out | 14,710 | 14,900 | 14,840 | 14,760 |
| Weighted Avg Shares Out Dil | 14,710 | 14,900 | 14,840 | 14,760 |
| Supplemental Information | – | – | – | – |
| Interest Income | $279,136 | $213,965 | $120,443 | $102,816 |
| Interest Expense | $142,449 | $93,102 | $18,724 | $12,595 |
| Depreciation & Amortization | -$7,676 | $763 | $4,476 | $6,600 |
| EBITDA | $95,979 | $86,415 | $71,596 | $69,536 |
| % Margin | 66.8% | 71.3% | 71.5% | 60% |