Powszechny Zaklad Ubezpieczen S.A.

PZAKY · OTC
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$14,623$14,196$13,907$7,361
% Growth3%2.1%88.9%
Cost of Goods Sold$144$121$1,367$2,086
Gross Profit$14,479$14,075$12,540$5,275
% Margin99%99.1%90.2%71.7%
R&D Expenses$0$0$0$0
G&A Expenses$0$0$0$0
SG&A Expenses$104$102$53$139
Sales & Mktg Exp.$104$102$53$139
Other Operating Expenses$9,257$9,915$8,033$817
Operating Expenses$9,361$10,017$8,086$956
Operating Income$5,118$4,058$4,454$4,319
% Margin35%28.6%32%58.7%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$5,118$4,058$4,454$4,319
Tax Expense$1,163$869$1,018$905
Net Income$1,995$1,470$1,760$1,681
% Margin13.6%10.4%12.7%22.8%
EPS2.311.72.041.95
% Growth35.9%-16.7%4.6%
EPS Diluted2.311.72.041.95
Weighted Avg Shares Out863863863864
Weighted Avg Shares Out Dil863863863864
Supplemental Information
Interest Income$7,190$7,289$7,255$7,361
Interest Expense$1,831$1,961$2,010$2,086
Depreciation & Amortization$334$275$380$411
EBITDA$7,283$6,294$6,844$4,730
% Margin49.8%44.3%49.2%64.3%