Penns Woods Bancorp, Inc.
PWOD · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $119,316 | $99,970 | $73,641 | $70,083 |
| % Growth | 19.4% | 35.8% | 5.1% | – |
| Cost of Goods Sold | $50,939 | $35,152 | $9,058 | $9,336 |
| Gross Profit | $68,377 | $64,818 | $64,583 | $60,747 |
| % Margin | 57.3% | 64.8% | 87.7% | 86.7% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $2,177 | $26,640 | $25,205 | $23,977 |
| SG&A Expenses | $28,103 | $27,324 | $25,895 | $24,522 |
| Sales & Mktg Exp. | $283 | $684 | $690 | $545 |
| Other Operating Expenses | $18,381 | $17,172 | $17,103 | $16,383 |
| Operating Expenses | $46,484 | $44,496 | $42,998 | $40,905 |
| Operating Income | $21,893 | $20,322 | $21,585 | $19,842 |
| % Margin | 18.3% | 20.3% | 29.3% | 28.3% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $21,893 | $20,322 | $21,585 | $19,842 |
| Tax Expense | $4,154 | $3,714 | $4,163 | $3,794 |
| Net Income | $17,739 | $16,608 | $17,422 | $16,033 |
| % Margin | 14.9% | 16.6% | 23.7% | 22.9% |
| EPS | 2.35 | 2.34 | 2.47 | 2.27 |
| % Growth | 0.4% | -5.3% | 8.8% | – |
| EPS Diluted | 2.35 | 2.34 | 2.47 | 2.27 |
| Weighted Avg Shares Out | 7,535 | 7,112 | 7,059 | 7,062 |
| Weighted Avg Shares Out Dil | 7,543 | 7,112 | 7,059 | 7,062 |
| Supplemental Information | – | – | – | – |
| Interest Income | $107,111 | $89,154 | $63,139 | $57,168 |
| Interest Expense | $50,818 | $36,631 | $7,148 | $8,696 |
| Depreciation & Amortization | $4,111 | $2,949 | $3,620 | $3,902 |
| EBITDA | $26,004 | $23,271 | $25,205 | $23,744 |
| % Margin | 21.8% | 23.3% | 34.2% | 33.9% |