Penns Woods Bancorp, Inc.
PWOD · NASDAQ
3/31/2025 | 12/31/2024 | 9/30/2024 | 6/30/2024 | |
|---|---|---|---|---|
| Revenue | $30,946 | $30,961 | $30,609 | $29,054 |
| % Growth | -0% | 1.1% | 5.4% | – |
| Cost of Goods Sold | $9,269 | $13,108 | $13,872 | $11,337 |
| Gross Profit | $21,677 | $17,853 | $16,737 | $17,717 |
| % Margin | 70% | 57.7% | 54.7% | 61% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $6,880 | $7,417 | $6,801 | $6,821 |
| SG&A Expenses | $6,927 | $7,491 | $6,861 | $6,899 |
| Sales & Mktg Exp. | $47 | $74 | $60 | $78 |
| Other Operating Expenses | $5,667 | $5,489 | $4,023 | $4,097 |
| Operating Expenses | $12,594 | $12,980 | $10,884 | $10,996 |
| Operating Income | $9,083 | $4,873 | $5,853 | $6,721 |
| % Margin | 29.4% | 15.7% | 19.1% | 23.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $9,083 | $4,873 | $5,853 | $6,721 |
| Tax Expense | $1,716 | $1,132 | $1,052 | $1,331 |
| Net Income | $7,367 | $3,741 | $4,801 | $5,390 |
| % Margin | 23.8% | 12.1% | 15.7% | 18.6% |
| EPS | 0.97 | 0.5 | 0.64 | 0.72 |
| % Growth | 94% | -21.9% | -11.1% | – |
| EPS Diluted | 0.95 | 0.49 | 0.64 | 0.72 |
| Weighted Avg Shares Out | 7,590 | 7,535 | 7,544 | 7,529 |
| Weighted Avg Shares Out Dil | 7,729 | 7,693 | 7,544 | 7,529 |
| Supplemental Information | – | – | – | – |
| Interest Income | $27,797 | $27,644 | $27,567 | $26,349 |
| Interest Expense | $12,238 | $12,688 | $13,132 | $12,514 |
| Depreciation & Amortization | $1,094 | $1,074 | $993 | $987 |
| EBITDA | $10,176 | $5,947 | $6,846 | $7,708 |
| % Margin | 32.9% | 19.2% | 22.4% | 26.5% |