Penns Woods Bancorp, Inc.

PWOD · NASDAQ
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3/31/2025
12/31/2024
9/30/2024
6/30/2024
Revenue$31$31$31$29
% Growth-0%1.1%5.4%
Cost of Goods Sold$9$13$14$11
Gross Profit$22$18$17$18
% Margin70%57.7%54.7%61%
R&D Expenses$0$0$0$0
G&A Expenses$7$7$7$7
SG&A Expenses$7$7$7$7
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$6$5$4$4
Operating Expenses$13$13$11$11
Operating Income$9$5$6$7
% Margin29.4%15.7%19.1%23.1%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$9$5$6$7
Tax Expense$2$1$1$1
Net Income$7$4$5$5
% Margin23.8%12.1%15.7%18.6%
EPS0.970.50.640.72
% Growth94%-21.9%-11.1%
EPS Diluted0.950.490.640.72
Weighted Avg Shares Out8888
Weighted Avg Shares Out Dil8888
Supplemental Information
Interest Income$28$28$28$26
Interest Expense$12$13$13$13
Depreciation & Amortization$1$1$1$1
EBITDA$10$6$7$8
% Margin32.9%19.2%22.4%26.5%