Provident Bancorp, Inc.
PVBC · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $94,240 | $96,204 | $84,545 | $69,271 |
| % Growth | -2% | 13.8% | 22% | – |
| Cost of Goods Sold | $39,969 | $31,448 | $60,725 | $7,257 |
| Gross Profit | $54,271 | $64,756 | $23,820 | $62,014 |
| % Margin | 57.6% | 67.3% | 28.2% | 89.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $32,967 | $35,261 | $35,577 | $30,408 |
| SG&A Expenses | $33,161 | $35,901 | $35,989 | $30,687 |
| Sales & Mktg Exp. | $194 | $640 | $412 | $279 |
| Other Operating Expenses | $11,729 | $14,078 | $15,089 | $9,234 |
| Operating Expenses | $44,890 | $49,979 | $51,078 | $39,921 |
| Operating Income | $9,381 | $14,777 | -$27,258 | $22,093 |
| % Margin | 10% | 15.4% | -32.2% | 31.9% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $9,381 | $14,777 | -$27,258 | $22,093 |
| Tax Expense | $2,110 | $3,823 | -$5,790 | $5,954 |
| Net Income | $7,271 | $10,954 | -$21,468 | $16,139 |
| % Margin | 7.7% | 11.4% | -25.4% | 23.3% |
| EPS | 0.43 | 0.66 | -1.3 | 0.96 |
| % Growth | -34.8% | 150.8% | -235.4% | – |
| EPS Diluted | 0.43 | 0.66 | -1.3 | 0.93 |
| Weighted Avg Shares Out | 16,727 | 16,597 | 16,483 | 16,773 |
| Weighted Avg Shares Out Dil | 16,783 | 16,595 | 16,483 | 17,302 |
| Supplemental Information | – | – | – | – |
| Interest Income | $89,457 | $90,297 | $79,327 | $64,803 |
| Interest Expense | $38,966 | $32,126 | $4,297 | $3,370 |
| Depreciation & Amortization | $1,074 | $1,095 | $1,100 | $1,026 |
| EBITDA | $10,455 | $15,872 | -$26,158 | $23,119 |
| % Margin | 11.1% | 16.5% | -30.9% | 33.4% |