Provident Bancorp, Inc.
PVBC · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $22,574 | $23,160 | $21,642 | $24,198 |
| % Growth | -2.5% | 7% | -10.6% | – |
| Cost of Goods Sold | $7,706 | $7,395 | $7,693 | $7,911 |
| Gross Profit | $14,868 | $15,765 | $13,949 | $16,287 |
| % Margin | 65.9% | 68.1% | 64.5% | 67.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $8,501 | $1,124 | $8,324 | $7,783 |
| SG&A Expenses | $8,562 | $1,186 | $8,369 | $7,826 |
| Sales & Mktg Exp. | $61 | $62 | $45 | $43 |
| Other Operating Expenses | $2,578 | $10,534 | $2,745 | $2,040 |
| Operating Expenses | $11,140 | $11,720 | $11,114 | $9,866 |
| Operating Income | $3,728 | $4,045 | $2,835 | $6,421 |
| % Margin | 16.5% | 17.5% | 13.1% | 26.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $3,728 | $4,045 | $2,835 | $6,421 |
| Tax Expense | $1,058 | $1,221 | $665 | $1,539 |
| Net Income | $2,670 | $2,824 | $2,170 | $4,882 |
| % Margin | 11.8% | 12.2% | 10% | 20.2% |
| EPS | 0.16 | 0.17 | 0.13 | 0.29 |
| % Growth | -5.9% | 30.8% | -55.2% | – |
| EPS Diluted | 0.16 | 0.17 | 0.13 | 0.29 |
| Weighted Avg Shares Out | 16,861 | 16,861 | 16,822 | 16,784 |
| Weighted Avg Shares Out Dil | 16,983 | 16,954 | 16,924 | 16,864 |
| Supplemental Information | – | – | – | – |
| Interest Income | $21,310 | $21,300 | $20,580 | $23,121 |
| Interest Expense | $8,124 | $7,773 | $7,705 | $9,478 |
| Depreciation & Amortization | $222 | $212 | $216 | $235 |
| EBITDA | $3,950 | $4,257 | $3,051 | $6,656 |
| % Margin | 17.5% | 18.4% | 14.1% | 27.5% |