Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna
PSZKY · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $10,111,000 | $10,182,000 | $9,996,000 | $10,279,000 |
| % Growth | -0.7% | 1.9% | -2.8% | – |
| Cost of Goods Sold | $2,275,000 | $2,330,000 | $2,338,000 | $2,422,000 |
| Gross Profit | $7,836,000 | $7,852,000 | $7,658,000 | $7,857,000 |
| % Margin | 77.5% | 77.1% | 76.6% | 76.4% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $480,000 | $500,000 | $528,000 | $823,000 |
| SG&A Expenses | $480,000 | $500,000 | $528,000 | $823,000 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $3,651,000 | $3,796,000 | $3,747,000 | $3,739,000 |
| Operating Expenses | $4,131,000 | $4,296,000 | $4,275,000 | $4,562,000 |
| Operating Income | $3,705,000 | $3,556,000 | $3,383,000 | $3,295,000 |
| % Margin | 36.6% | 34.9% | 33.8% | 32.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $3,705,000 | $3,556,000 | $3,383,000 | $3,295,000 |
| Tax Expense | $867,000 | $895,000 | $914,000 | $850,000 |
| Net Income | $2,837,000 | $2,661,000 | $2,469,000 | $2,446,000 |
| % Margin | 28.1% | 26.1% | 24.7% | 23.8% |
| EPS | 2.27 | 2.13 | 1.98 | 1.96 |
| % Growth | 6.6% | 7.6% | 1% | – |
| EPS Diluted | 2.27 | 2.13 | 1.98 | 1.96 |
| Weighted Avg Shares Out | 1,250,000 | 1,250,000 | 1,250,000 | 1,250,000 |
| Weighted Avg Shares Out Dil | 1,250,000 | 1,250,000 | 1,250,000 | 1,250,000 |
| Supplemental Information | – | – | – | – |
| Interest Income | $8,337,000 | $8,483,000 | $8,320,000 | $8,602,000 |
| Interest Expense | $2,275,000 | $2,330,000 | $2,338,000 | $2,422,000 |
| Depreciation & Amortization | $417,000 | $408,000 | $397,000 | $407,000 |
| EBITDA | $4,122,000 | $3,964,000 | $3,780,000 | $3,702,000 |
| % Margin | 40.8% | 38.9% | 37.8% | 36% |