Provident Financial Holdings, Inc.

PROV · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$15$15$15$15
% Growth-0.1%-2.3%3.2%
Cost of Goods Sold$5$5$5$6
Gross Profit$10$10$11$9
% Margin69.3%66.3%68.5%60.7%
R&D Expenses$0$0$0$0
G&A Expenses$5$5$5$5
SG&A Expenses$5$5$5$5
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$3$3$3$3
Operating Expenses$8$8$8$8
Operating Income$3$2$3$1
% Margin18.3%15.4%17.3%8.2%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$3$2$3$1
Tax Expense$1$1$1$0
Net Income$2$2$2$1
% Margin11.2%10.9%12.1%5.9%
EPS0.260.250.280.13
% Growth4%-10.7%115.4%
EPS Diluted0.250.240.280.13
Weighted Avg Shares Out6777
Weighted Avg Shares Out Dil7777
Supplemental Information
Interest Income$14$14$14$14
Interest Expense$5$5$5$5
Depreciation & Amortization$1$1$1$1
EBITDA$4$3$3$2
% Margin23.7%21.6%22.1%14.4%