Provident Financial Holdings, Inc.
PROV · NASDAQ
6/30/2025 | 6/30/2024 | 6/30/2023 | 6/30/2022 | |
|---|---|---|---|---|
| Revenue | $60,155 | $58,671 | $50,067 | $39,446 |
| % Growth | 2.5% | 17.2% | 26.9% | – |
| Cost of Goods Sold | $20,489 | $19,744 | $9,381 | $673 |
| Gross Profit | $39,666 | $38,927 | $40,686 | $38,773 |
| % Margin | 65.9% | 66.3% | 81.3% | 98.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $19,746 | $18,422 | $18,394 | $16,376 |
| SG&A Expenses | $20,460 | $19,131 | $19,016 | $17,018 |
| Sales & Mktg Exp. | $714 | $709 | $622 | $642 |
| Other Operating Expenses | $10,333 | $9,409 | $9,254 | $8,897 |
| Operating Expenses | $30,793 | $28,540 | $28,270 | $25,915 |
| Operating Income | $8,873 | $10,387 | $12,416 | $12,858 |
| % Margin | 14.8% | 17.7% | 24.8% | 32.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $8,873 | $10,387 | $12,416 | $12,858 |
| Tax Expense | $2,618 | $3,036 | $3,824 | $3,765 |
| Net Income | $6,255 | $7,351 | $8,592 | $9,093 |
| % Margin | 10.4% | 12.5% | 17.2% | 23.1% |
| EPS | 0.93 | 1.06 | 1.2 | 1.23 |
| % Growth | -12.3% | -11.7% | -2.4% | – |
| EPS Diluted | 0.93 | 1.06 | 1.19 | 1.22 |
| Weighted Avg Shares Out | 6,716 | 6,943 | 7,143 | 7,404 |
| Weighted Avg Shares Out Dil | 6,761 | 6,959 | 7,192 | 7,449 |
| Supplemental Information | – | – | – | – |
| Interest Income | $56,624 | $54,730 | $45,992 | $34,730 |
| Interest Expense | $21,155 | $19,807 | $9,007 | $3,135 |
| Depreciation & Amortization | $3,486 | $3,155 | $3,188 | $4,849 |
| EBITDA | $12,359 | $13,542 | $15,604 | $17,707 |
| % Margin | 20.5% | 23.1% | 31.2% | 44.9% |