Pacific Premier Bancorp, Inc.

PPBI · NASDAQ
Analyze with AI
6/30/2025
3/31/2025
12/31/2024
9/30/2024
Revenue$192,273$195,123$203,187$211,285
% Growth-1.5%-4%-3.8%
Cost of Goods Sold$60,250$60,250$70,111$75,214
Gross Profit$131,925$134,873$133,076$136,071
% Margin68.6%69.1%65.5%64.4%
R&D Expenses$0$0$0$0
G&A Expenses$55,215$54,808$52,337$55,322
SG&A Expenses$56,120$55,744$53,268$56,182
Sales & Mktg Exp.$905$936$931$860
Other Operating Expenses$33,783$30,871$35,173$32,255
Operating Expenses$89,903$86,615$88,441$88,437
Operating Income$48,734$48,258$44,635$47,634
% Margin25.3%24.7%22%22.5%
Other Income/Exp. Net-$6,712$0$0$0
Pre-Tax Income$42,022$48,258$44,635$47,634
Tax Expense$9,961$12,237$10,742$11,655
Net Income$32,061$36,021$33,893$35,979
% Margin16.7%18.5%16.7%17%
EPS0.340.370.350.37
% Growth-8.1%5.7%-5.4%
EPS Diluted0.330.370.350.37
Weighted Avg Shares Out94,93294,76594,68794,650
Weighted Avg Shares Out Dil94,96894,82094,80294,776
Supplemental Information
Interest Income$189,181$187,335$195,457$205,626
Interest Expense$62,426$63,968$70,925$74,728
Depreciation & Amortization$4,872$5,540$5,432$5,709
EBITDA$46,894$53,798$50,067$53,343
% Margin24.4%27.6%24.6%25.2%