Pinnacle Financial Partners, Inc.

PNFP · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$544,803$820,227$711,132$745,526
% Growth-33.6%15.3%-4.6%
Cost of Goods Sold$31,939$339,482$320,692$350,222
Gross Profit$512,864$480,745$390,440$395,304
% Margin94.1%58.6%54.9%53%
R&D Expenses$0$0$0$0
G&A Expenses$250,000$181,246$172,089$195,688
SG&A Expenses$303,000$190,018$180,755$203,856
Sales & Mktg Exp.$53,000$8,772$8,666$8,168
Other Operating Expenses$139$96,428$39,278$7,662
Operating Expenses$303,139$286,446$220,033$211,518
Operating Income$209,725$194,299$170,407$183,786
% Margin38.5%23.7%24%24.7%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$209,725$194,299$170,407$183,786
Tax Expense$36,359$35,759$29,999$32,527
Net Income$173,366$158,540$140,408$151,259
% Margin31.8%19.3%19.7%20.3%
EPS2.22.011.781.93
% Growth9.5%12.9%-7.8%
EPS Diluted2.1921.771.91
Weighted Avg Shares Out76,90476,89176,72776,537
Weighted Avg Shares Out Dil77,31077,27776,96577,385
Supplemental Information
Interest Income$721,247$694,770$668,160$684,360
Interest Expense$324,382$315,237$303,732$320,570
Depreciation & Amortization$1,398$27,858$27,280$25,905
EBITDA$211,123$222,157$197,687$209,691
% Margin38.8%27.1%27.8%28.1%