Pinnacle Financial Partners, Inc.

PNFP · NASDAQ
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9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$545$820$711$746
% Growth-33.6%15.3%-4.6%
Cost of Goods Sold$32$339$321$350
Gross Profit$513$481$390$395
% Margin94.1%58.6%54.9%53%
R&D Expenses$0$0$0$0
G&A Expenses$250$181$172$196
SG&A Expenses$303$190$181$204
Sales & Mktg Exp.$53$9$9$8
Other Operating Expenses$0$96$39$8
Operating Expenses$303$286$220$212
Operating Income$210$194$170$184
% Margin38.5%23.7%24%24.7%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$210$194$170$184
Tax Expense$36$36$30$33
Net Income$173$159$140$151
% Margin31.8%19.3%19.7%20.3%
EPS2.22.011.781.93
% Growth9.5%12.9%-7.8%
EPS Diluted2.1921.771.91
Weighted Avg Shares Out77777777
Weighted Avg Shares Out Dil77777777
Supplemental Information
Interest Income$721$695$668$684
Interest Expense$324$315$304$321
Depreciation & Amortization$1$28$27$26
EBITDA$211$222$198$210
% Margin38.8%27.1%27.8%28.1%