Pioneer Bankshares, Inc.
PNBI · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $13,089 | $15,412 | $12,572 | $13,789 |
| % Growth | -15.1% | 22.6% | -8.8% | – |
| Cost of Goods Sold | $0 | $3,146 | $601 | $569 |
| Gross Profit | $13,089 | $12,266 | $11,971 | $13,220 |
| % Margin | 100% | 79.6% | 95.2% | 95.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $451 | $362 | $372 | $476 |
| SG&A Expenses | $451 | $362 | $372 | $476 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $8,951 | $9,745 | $8,598 | $8,516 |
| Operating Expenses | $9,402 | $10,107 | $8,970 | $8,992 |
| Operating Income | $3,687 | $2,159 | $3,001 | $4,228 |
| % Margin | 28.2% | 14% | 23.9% | 30.7% |
| Other Income/Exp. Net | -$345 | $0 | $0 | $0 |
| Pre-Tax Income | $3,342 | $2,159 | $3,001 | $4,228 |
| Tax Expense | $666 | $263 | $434 | $660 |
| Net Income | $2,676 | $1,896 | $2,567 | $3,568 |
| % Margin | 20.4% | 12.3% | 20.4% | 25.9% |
| EPS | 2.69 | 1.92 | 2.57 | 3.6 |
| % Growth | 40.1% | -25.3% | -28.6% | – |
| EPS Diluted | 2.69 | 1.92 | 2.57 | 3.6 |
| Weighted Avg Shares Out | 4,145 | 989 | 1,000 | 992 |
| Weighted Avg Shares Out Dil | 4,145 | 989 | 1,000 | 992 |
| Supplemental Information | – | – | – | – |
| Interest Income | $18,208 | $14,019 | $10,683 | $11,826 |
| Interest Expense | $6,524 | $3,146 | $601 | $569 |
| Depreciation & Amortization | $331 | $466 | $421 | $425 |
| EBITDA | $0 | $2,625 | $3,422 | $4,653 |
| % Margin | 0% | 17% | 27.2% | 33.7% |