PennyMac Financial Services, Inc.
PFSI · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $1,593,731 | $2,039,121 | $2,321,417 | $3,558,761 |
| % Growth | -21.8% | -12.2% | -34.8% | – |
| Cost of Goods Sold | $37,992 | $1,191,655 | $1,014,456 | $1,425,510 |
| Gross Profit | $1,555,739 | $847,466 | $1,306,961 | $2,133,251 |
| % Margin | 97.6% | 41.6% | 56.3% | 59.9% |
| R&D Expenses | $149,547 | $0 | $0 | $0 |
| G&A Expenses | $632,738 | $220,451 | $291,407 | $416,438 |
| SG&A Expenses | $654,707 | $238,082 | $338,169 | $461,244 |
| Sales & Mktg Exp. | $21,969 | $17,631 | $46,762 | $44,806 |
| Other Operating Expenses | -$149,547 | $255,346 | $280,099 | $312,672 |
| Operating Expenses | $654,707 | $493,428 | $618,268 | $773,916 |
| Operating Income | $901,032 | $354,038 | $688,693 | $1,359,335 |
| % Margin | 56.5% | 17.4% | 29.7% | 38.2% |
| Other Income/Exp. Net | -$500,006 | -$170,407 | -$23,446 | -$152 |
| Pre-Tax Income | $401,026 | $183,631 | $665,247 | $1,359,183 |
| Tax Expense | $89,603 | $38,975 | $189,740 | $355,693 |
| Net Income | $311,423 | $144,656 | $475,507 | $1,003,490 |
| % Margin | 19.5% | 7.1% | 20.5% | 28.2% |
| EPS | 6.11 | 2.89 | 8.96 | 15.73 |
| % Growth | 111.4% | -67.7% | -43% | – |
| EPS Diluted | 5.84 | 2.74 | 8.5 | 14.87 |
| Weighted Avg Shares Out | 50,990 | 49,978 | 53,065 | 63,799 |
| Weighted Avg Shares Out Dil | 53,356 | 52,733 | 55,950 | 67,471 |
| Supplemental Information | – | – | – | – |
| Interest Income | $793,566 | $0 | $0 | $0 |
| Interest Expense | $819,348 | $0 | $0 | $0 |
| Depreciation & Amortization | $69,660 | $70,018 | $50,240 | $42,940 |
| EBITDA | $473,167 | $424,056 | $738,933 | $1,402,275 |
| % Margin | 29.7% | 20.8% | 31.8% | 39.4% |