PennyMac Financial Services, Inc.
PFSI · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $633 | $932 | $1,070 | $470 |
| % Growth | -32.1% | -12.9% | 127.6% | – |
| Cost of Goods Sold | $10 | $448 | $383 | $10 |
| Gross Profit | $623 | $483 | $687 | $460 |
| % Margin | 98.4% | 51.9% | 64.2% | 97.9% |
| R&D Expenses | $0 | $0 | $0 | $41 |
| G&A Expenses | $205 | $70 | $67 | $173 |
| SG&A Expenses | $219 | $83 | $76 | $181 |
| Sales & Mktg Exp. | $14 | $12 | $9 | $8 |
| Other Operating Expenses | $0 | $324 | $507 | -$41 |
| Operating Expenses | $219 | $407 | $583 | $181 |
| Operating Income | $403 | $77 | $105 | $279 |
| % Margin | 63.7% | 8.3% | 9.8% | 59.4% |
| Other Income/Exp. Net | -$167 | -$0 | -$0 | -$150 |
| Pre-Tax Income | $236 | $76 | $104 | $129 |
| Tax Expense | $55 | -$60 | $28 | $25 |
| Net Income | $182 | $136 | $76 | $104 |
| % Margin | 28.7% | 14.6% | 7.1% | 22.2% |
| EPS | 3.51 | 2.64 | 1.48 | 2.04 |
| % Growth | 33% | 78.4% | -27.5% | – |
| EPS Diluted | 3.37 | 2.54 | 1.42 | 1.95 |
| Weighted Avg Shares Out | 52 | 52 | 52 | 51 |
| Weighted Avg Shares Out Dil | 54 | 54 | 54 | 54 |
| Supplemental Information | – | – | – | – |
| Interest Income | $249 | $0 | $0 | $211 |
| Interest Expense | $250 | $0 | $0 | $228 |
| Depreciation & Amortization | $0 | $18 | $17 | $17 |
| EBITDA | $486 | $95 | $122 | $148 |
| % Margin | 76.8% | 10.2% | 11.4% | 31.5% |