PFS Bancorp, Inc.
PFSB · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | |
|---|---|---|---|
| Revenue | $8,899 | $7,219 | $5,312 |
| % Growth | 23.3% | 35.9% | – |
| Cost of Goods Sold | $3,147 | $1,968 | $701 |
| Gross Profit | $5,752 | $5,251 | $4,611 |
| % Margin | 64.6% | 72.7% | 86.8% |
| R&D Expenses | $0 | $0 | $0 |
| G&A Expenses | $2,503 | $2,438 | $2,142 |
| SG&A Expenses | $2,645 | $2,582 | $2,271 |
| Sales & Mktg Exp. | $142 | $144 | $129 |
| Other Operating Expenses | $2,000 | $1,421 | $1,354 |
| Operating Expenses | $4,645 | $4,003 | $3,625 |
| Operating Income | $1,107 | $1,248 | $986 |
| % Margin | 12.4% | 17.3% | 18.6% |
| Other Income/Exp. Net | $0 | $0 | $0 |
| Pre-Tax Income | $1,107 | $1,248 | $986 |
| Tax Expense | $202 | $240 | $155 |
| Net Income | $905 | $1,008 | $831 |
| % Margin | 10.2% | 14% | 15.6% |
| EPS | 0.57 | 0.63 | 0.48 |
| % Growth | -9.5% | 31.3% | – |
| EPS Diluted | 0.57 | 0.63 | 0.48 |
| Weighted Avg Shares Out | 1,595 | 1,593 | 1,725 |
| Weighted Avg Shares Out Dil | 1,595 | 1,593 | 1,725 |
| Supplemental Information | – | – | – |
| Interest Income | $7,993 | $6,537 | $4,790 |
| Interest Expense | $2,982 | $1,869 | $640 |
| Depreciation & Amortization | $151 | $150 | $145 |
| EBITDA | $1,258 | $1,398 | $1,131 |
| % Margin | 14.1% | 19.4% | 21.3% |