PFS Bancorp, Inc.

PFSB · OTC
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12/31/2024
12/31/2023
12/31/2022
Operating Activities
Net Income$905$1,008$831
Dep. & Amort.$151$150$145
Deferred Tax$30-$81-$2
Stock-Based Comp.$53$49$0
Change in WC$204$369$243
Other Non-Cash$23$442$992
Operating Cash Flow$1,366$1,937$2,209
Investing Activities
PP&E Inv.-$219-$44-$136
Net Acquisitions$0$0$0
Inv. Purchases-$11,784-$13,894-$18,956
Inv. Sales/Matur.$9,050$8,180$20,327
Other Inv. Act.-$5,722-$5,930-$4,130
Investing Cash Flow-$8,675-$11,688-$2,895
Financing Activities
Debt Repay.$0$0-$5,000
Stock Issued$0$17,250$0
Stock Repurch.-$63-$400$0
Dividends Paid$0$0$0
Other Fin. Act.$3,426$452-$3,205
Financing Cash Flow$3,363$17,302-$8,205
Forex Effect$0$0$0
Net Chg. in Cash-$3,946$7,551-$8,891
Supplemental Information
Beg. Cash$20,202$12,651$21,542
End Cash$16,256$20,202$12,651
Free Cash Flow$1,147$1,893$2,073