PFS Bancorp, Inc.

PFSB · OTC
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$2,258$2,457$2,273$2,467
% Growth-8.1%8.1%-7.9%
Cost of Goods Sold$0$870$869$828
Gross Profit$0$1,587$1,404$1,639
% Margin0%64.6%61.8%66.4%
R&D Expenses$0$0$0$0
G&A Expenses$125$602$595$663
SG&A Expenses$163$649$632$685
Sales & Mktg Exp.$38$47$37$22
Other Operating Expenses$0$386$403$802
Operating Expenses$163$1,035$1,035$1,487
Operating Income$0$552$369$152
% Margin0%22.5%16.2%6.2%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$534$552$369$152
Tax Expense$118$114$84$39
Net Income$416$438$285$113
% Margin18.4%17.8%12.5%4.6%
EPS0.280.280.180.071
% Growth0%55.6%153.2%
EPS Diluted0.280.280.180.071
Weighted Avg Shares Out1,5101,5541,5841,589
Weighted Avg Shares Out Dil1,5101,5541,5841,589
Supplemental Information
Interest Income$0$2,254$2,114$2,115
Interest Expense$0$813$813$809
Depreciation & Amortization$0$33$34$33
EBITDA$534$585$403$185
% Margin23.6%23.8%17.7%7.5%