PFS Bancorp, Inc.
PFSB · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | – | $438 | $285 | $113 |
| Dep. & Amort. | – | $33 | $34 | $33 |
| Deferred Tax | – | $54 | $6 | $101 |
| Stock-Based Comp. | – | $13 | $15 | $14 |
| Change in WC | – | -$164 | $185 | -$123 |
| Other Non-Cash | – | $7 | $43 | -$154 |
| Operating Cash Flow | – | $381 | $568 | -$16 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | – | $0 | -$15 | -$68 |
| Net Acquisitions | – | $0 | $0 | $0 |
| Inv. Purchases | – | -$3,608 | -$3,481 | -$965 |
| Inv. Sales/Matur. | – | $2,760 | $2,501 | $3,117 |
| Other Inv. Act. | – | -$6,030 | -$3,345 | -$1,179 |
| Investing Cash Flow | – | -$6,878 | -$4,340 | $905 |
| Financing Activities | – | – | – | – |
| Debt Repay. | – | $0 | $0 | $0 |
| Stock Issued | – | $0 | $0 | $0 |
| Stock Repurch. | – | -$442 | -$206 | $0 |
| Dividends Paid | – | $0 | $0 | $0 |
| Other Fin. Act. | – | $2,633 | $6,517 | $917 |
| Financing Cash Flow | – | $2,191 | $6,311 | $917 |
| Forex Effect | – | $0 | $0 | $0 |
| Net Chg. in Cash | – | -$4,306 | $2,539 | $1,806 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | – | $18,795 | $16,256 | $14,450 |
| End Cash | – | $14,489 | $18,795 | $16,256 |
| Free Cash Flow | – | $381 | $553 | -$84 |