Provident Financial Services, Inc.
PFS · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $1,140,251 | $695,649 | $553,970 | $489,148 |
| % Growth | 63.9% | 25.6% | 13.3% | – |
| Cost of Goods Sold | $533,088 | $244,534 | $53,633 | $13,492 |
| Gross Profit | $607,163 | $451,115 | $500,337 | $475,656 |
| % Margin | 53.2% | 64.8% | 90.3% | 97.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $231,305 | $157,075 | $152,398 | $149,626 |
| SG&A Expenses | $236,451 | $161,897 | $157,589 | $153,577 |
| Sales & Mktg Exp. | $5,146 | $4,822 | $5,191 | $3,951 |
| Other Operating Expenses | $221,097 | $113,439 | $102,642 | $94,961 |
| Operating Expenses | $457,548 | $275,336 | $260,231 | $248,538 |
| Operating Income | $149,615 | $175,779 | $240,106 | $227,118 |
| % Margin | 13.1% | 25.3% | 43.3% | 46.4% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $149,615 | $175,779 | $240,106 | $227,118 |
| Tax Expense | $34,090 | $47,381 | $64,458 | $59,197 |
| Net Income | $115,525 | $128,398 | $175,648 | $167,921 |
| % Margin | 10.1% | 18.5% | 31.7% | 34.3% |
| EPS | 1.05 | 1.72 | 2.35 | 2.2 |
| % Growth | -39% | -26.8% | 6.8% | – |
| EPS Diluted | 1.05 | 1.71 | 2.35 | 2.19 |
| Weighted Avg Shares Out | 109,669 | 74,844 | 74,701 | 76,472 |
| Weighted Avg Shares Out Dil | 109,713 | 74,873 | 74,782 | 76,561 |
| Supplemental Information | – | – | – | – |
| Interest Income | $1,046,138 | $615,820 | $466,181 | $402,339 |
| Interest Expense | $445,524 | $216,366 | $48,629 | $36,316 |
| Depreciation & Amortization | $54,587 | $22,190 | $23,709 | $22,730 |
| EBITDA | $204,202 | $197,969 | $263,815 | $249,848 |
| % Margin | 17.9% | 28.5% | 47.6% | 51.1% |