Peoples Financial Services Corp.
PFIS · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $229,796 | $164,002 | $123,657 | $107,750 |
| % Growth | 40.1% | 32.6% | 14.8% | – |
| Cost of Goods Sold | $114,602 | $63,663 | $15,136 | $11,172 |
| Gross Profit | $115,194 | $100,339 | $108,521 | $96,578 |
| % Margin | 50.1% | 61.2% | 87.8% | 89.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $48,904 | $37,416 | $34,853 | $30,853 |
| SG&A Expenses | $48,904 | $37,416 | $34,853 | $30,853 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $57,822 | $30,422 | $28,302 | $12,208 |
| Operating Expenses | $106,726 | $67,838 | $63,155 | $43,061 |
| Operating Income | $8,468 | $32,501 | $45,366 | $53,517 |
| % Margin | 3.7% | 19.8% | 36.7% | 49.7% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $8,468 | $32,501 | $45,366 | $53,517 |
| Tax Expense | -$30 | $5,121 | $7,276 | $9,998 |
| Net Income | $8,498 | $27,380 | $38,090 | $43,519 |
| % Margin | 3.7% | 16.7% | 30.8% | 40.4% |
| EPS | 1 | 3.85 | 5.31 | 6.05 |
| % Growth | -74% | -27.5% | -12.2% | – |
| EPS Diluted | 0.99 | 3.83 | 5.28 | 6.01 |
| Weighted Avg Shares Out | 8,531 | 7,108 | 7,168 | 7,229 |
| Weighted Avg Shares Out Dil | 8,586 | 7,151 | 7,212 | 7,235 |
| Supplemental Information | – | – | – | – |
| Interest Income | $211,371 | $149,847 | $111,332 | $93,983 |
| Interest Expense | $95,471 | $63,097 | $15,585 | $9,422 |
| Depreciation & Amortization | $7,236 | $3,497 | $4,034 | $3,642 |
| EBITDA | $15,704 | $35,998 | $49,400 | $57,159 |
| % Margin | 6.8% | 21.9% | 39.9% | 53% |