Peoples Financial Corporation
PFBX · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $39,453 | $38,900 | $30,102 | $26,415 |
| % Growth | 1.4% | 29.2% | 14% | – |
| Cost of Goods Sold | $9,481 | $5,883 | $2,238 | -$4,833 |
| Gross Profit | $29,972 | $33,017 | $27,864 | $31,248 |
| % Margin | 76% | 84.9% | 92.6% | 118.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $10,902 | $11,623 | $11,770 | $11,029 |
| SG&A Expenses | $11,303 | $12,022 | $12,146 | $11,406 |
| Sales & Mktg Exp. | $401 | $399 | $376 | $377 |
| Other Operating Expenses | $10,289 | $9,708 | $9,208 | $10,869 |
| Operating Expenses | $21,592 | $21,730 | $21,354 | $22,275 |
| Operating Income | $8,380 | $11,287 | $6,510 | $8,973 |
| % Margin | 21.2% | 29% | 21.6% | 34% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $8,380 | $11,287 | $6,510 | $8,973 |
| Tax Expense | -$13,323 | $2,121 | -$2,431 | $62 |
| Net Income | $21,703 | $9,166 | $8,941 | $8,911 |
| % Margin | 55% | 23.6% | 29.7% | 33.7% |
| EPS | 4.66 | 1.96 | 1.91 | 1.84 |
| % Growth | 137.8% | 2.6% | 3.8% | – |
| EPS Diluted | 4.66 | 1.96 | 1.91 | 1.84 |
| Weighted Avg Shares Out | 4,662 | 4,675 | 4,678 | 4,844 |
| Weighted Avg Shares Out Dil | 4,662 | 4,675 | 4,678 | 4,844 |
| Supplemental Information | – | – | – | – |
| Interest Income | $33,094 | $32,629 | $23,708 | $20,292 |
| Interest Expense | $9,643 | $6,155 | $2,158 | $830 |
| Depreciation & Amortization | $1,740 | $1,613 | $1,685 | $1,681 |
| EBITDA | $10,120 | $12,900 | $8,195 | $10,654 |
| % Margin | 25.7% | 33.2% | 27.2% | 40.3% |