Peoples Financial Corporation
PFBX · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $8,443 | $8,995 | $8,971 | $9,459 |
| % Growth | -6.1% | 0.3% | -5.2% | – |
| Cost of Goods Sold | $2,334 | $1,992 | $1,886 | $1,950 |
| Gross Profit | $6,109 | $7,003 | $7,085 | $7,509 |
| % Margin | 72.4% | 77.9% | 79% | 79.4% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $2,913 | $2,834 | $2,812 | $2,644 |
| SG&A Expenses | $2,913 | $2,834 | $2,812 | $3,045 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $2,410 | $2,682 | $2,588 | $2,564 |
| Operating Expenses | $5,323 | $5,516 | $5,400 | $5,609 |
| Operating Income | $786 | $1,487 | $1,685 | $1,900 |
| % Margin | 9.3% | 16.5% | 18.8% | 20.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $786 | $1,487 | $1,685 | $1,900 |
| Tax Expense | $143 | $245 | $375 | $372 |
| Net Income | $643 | $1,242 | $1,310 | $1,528 |
| % Margin | 7.6% | 13.8% | 14.6% | 16.2% |
| EPS | 0.14 | 0.27 | 0.28 | 0.33 |
| % Growth | -48.1% | -3.6% | -15.2% | – |
| EPS Diluted | 0.14 | 0.27 | 0.28 | 0.33 |
| Weighted Avg Shares Out | 4,600 | 4,600 | 4,617 | 4,662 |
| Weighted Avg Shares Out Dil | 4,600 | 4,600 | 4,617 | 4,662 |
| Supplemental Information | – | – | – | – |
| Interest Income | $6,910 | $7,464 | $7,559 | $7,640 |
| Interest Expense | $2,334 | $1,992 | $1,891 | $2,064 |
| Depreciation & Amortization | $408 | $431 | $436 | $441 |
| EBITDA | $1,194 | $1,918 | $2,121 | $2,341 |
| % Margin | 14.1% | 21.3% | 23.6% | 24.7% |