Preferred Bank
PFBC · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $130,515 | $124,205 | $118,527 | $127,261 |
| % Growth | 5.1% | 4.8% | -6.9% | – |
| Cost of Goods Sold | $58,040 | $55,169 | $52,571 | $58,685 |
| Gross Profit | $72,475 | $69,036 | $65,956 | $68,576 |
| % Margin | 55.5% | 55.6% | 55.6% | 53.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $14,240 | $14,247 | $14,839 | $13,279 |
| SG&A Expenses | $14,478 | $14,487 | $15,301 | $13,619 |
| Sales & Mktg Exp. | $238 | $240 | $462 | $340 |
| Other Operating Expenses | $7,020 | $7,958 | $8,068 | $12,393 |
| Operating Expenses | $21,498 | $22,445 | $23,369 | $26,012 |
| Operating Income | $50,977 | $46,591 | $42,587 | $42,564 |
| % Margin | 39.1% | 37.5% | 35.9% | 33.4% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $50,977 | $46,591 | $42,587 | $42,564 |
| Tax Expense | $15,038 | $13,744 | $12,563 | $12,343 |
| Net Income | $35,939 | $32,847 | $30,024 | $30,221 |
| % Margin | 27.5% | 26.4% | 25.3% | 23.7% |
| EPS | 2.9 | 2.61 | 2.27 | 2.29 |
| % Growth | 11.1% | 15% | -0.9% | – |
| EPS Diluted | 2.84 | 2.57 | 2.23 | 2.25 |
| Weighted Avg Shares Out | 12,385 | 12,833 | 13,227 | 13,430 |
| Weighted Avg Shares Out Dil | 12,634 | 13,039 | 13,453 | 13,442 |
| Supplemental Information | – | – | – | – |
| Interest Income | $126,850 | $120,443 | $114,529 | $125,858 |
| Interest Expense | $55,540 | $53,569 | $51,871 | $56,685 |
| Depreciation & Amortization | $412 | $432 | $517 | $505 |
| EBITDA | $51,389 | $47,023 | $43,104 | $43,069 |
| % Margin | 39.4% | 37.9% | 36.4% | 33.8% |