Preferred Bank

PFBC · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$131$124$119$127
% Growth5.1%4.8%-6.9%
Cost of Goods Sold$58$55$53$59
Gross Profit$72$69$66$69
% Margin55.5%55.6%55.6%53.9%
R&D Expenses$0$0$0$0
G&A Expenses$14$14$15$13
SG&A Expenses$14$14$15$14
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$7$8$8$12
Operating Expenses$21$22$23$26
Operating Income$51$47$43$43
% Margin39.1%37.5%35.9%33.4%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$51$47$43$43
Tax Expense$15$14$13$12
Net Income$36$33$30$30
% Margin27.5%26.4%25.3%23.7%
EPS2.92.612.272.29
% Growth11.1%15%-0.9%
EPS Diluted2.842.572.232.25
Weighted Avg Shares Out12131313
Weighted Avg Shares Out Dil13131313
Supplemental Information
Interest Income$127$120$115$126
Interest Expense$56$54$52$57
Depreciation & Amortization$0$0$1$1
EBITDA$51$47$43$43
% Margin39.4%37.9%36.4%33.8%